Attitude In Business

Is your attitude pulling you down? Are you an optimist, glass half full, or a pessimist, glass half empty?

We have all experienced ups and downs in life. How we deal with them is what is important. How do you handle them? Do you say this business is not going to work? If so, you're letting your attitude get in the way! When we set our minds to the negative side, we are bound for failure.

Think about the most successful person you know! Ask yourself this, how did that person become successful. Was it because they took every failure and said, "I quit, this will never work." Of course not, they analyzed what went wrong, learned from it, and made sure they did not make that same mistake twice. There attitude was not to fail!

"The satisfaction and happiness you derive from life depends on your goals, attitude, and actions. Those who wait for life to supply satisfaction and happiness usually end up with boredom and sorrow instead."
Dennis Gaskill

Take a moment and answer these questions.

1. Do you believe the only way to prosperity is to work harder?

2. Do you believe I can not be my own boss? It will never work for me.

3. Do you believe that others are to blame for your failures?

When I was young, my Dad drilled into my head that there is no such word as can not. He taught me a valuable lesson.

1. When I have a positive attitude, I can be successful in anything I desire to do. "Positive any thing is better than negative nothing." Elbert Hubbard

2. Take responsibility for my own actions.

3. Do not blame others for my failures, learn from them, and then try again.

So, how can you change your attitude?

Be aware of your thoughts at all times. Concentration is the power to over come those negative thoughts. Your feelings are what you make them. If you focus on what is missing in your life, you will prolong that lack. Instead switch your thoughts to something positive, reflect about some thing good in your life. Be positive! Be definite!

Just by changing your thoughts, you can change your attitude. Realize that you already have the power in within you to change.

What you can visualize you can achieve! Imagination is one more key to changing your attitude. In the book, Your Psychic Potential, MJ Abadie states, "By understanding you have no limits, and by letting your imagination soar, you contact that absolutely absolutely nothing, that all things are possible to you.

Believe in your ability to change! Need I say more?

To change your attitude it will take toil and endurance. YOU CAN DO IT!

I am sure we have heard that adage, "Life is what we make it." It is true, life is what we make it! To succeed in any part of our lives, whether it is in business or your personal life, we have to have a positive outlook, no matter what might come! Being negative will pull you down into despair! Which one will you chose?

"You can complain because roses have thorns, or you can rejoice because thorns have roses."
Ziggy Marley

A Small Family is a Happy Family

There was a time when people were proud of having large families. But Today, Things have changed. People are realizing the importance of having small family.

There are so Many Advantages of having a small family. Below are listed some of the advantages of it:

1. The size of the family and financial condition of the are closely related to each other. The Living cost of larger family is much higher as they have more expenses on food, cloth, toys and education where expenses in small family are very low.

2 - Parents can easily fulfill the needs of one or two children. They can provide them best education and look after them very well whereas there are many children to look after parents just can not fulfill even the basic needs of the children. Therefore, as a result, children suffer, the parents suffer and nation suffers.

3. Parents can look after their child properly if they have one or two children. They can pay due attention to their upbringing and needs. Parents can give them their best support. Naturally, the children will grow into good citizens.

3. A child in a small family receives more support from their parents than in large family. When parents have many children to look after, they can not give their best support to everyone whereas parents have few children to look after, they can give more support to them.

4. Family size also affect the health, especially that of mother and child. Frequent pregnancies can cause illness to both mother and children. It can disrupt the health of the women. It puts mother and baby's health at risk.

Thus A small Family is indeed a happy family.

How to File For Unemployment Online

Thanks to the rise of the Internet, if you have been separated from your job you can go online to the website of your state Division of Unemployment and get information about unemployment insurance benefits. Almost every state offers a full range of online services, including filing a new claim and renewing or reopening and existing claim.

Remember to file your claim in the state where you worked. If, for example, you live in Nevada but your job was located in California, then you need to file your claim in California.

What you need to provide
Depending on your state requirements, before you go online to file a claim you'll need to have the following information.

• Your personal identification: name, address, and Social Security number.
• Driver's license number, if you have one.
• Your work history for the past 18 months. This includes every employer, their addresses, and your supervisors' names.
• Separate information-why you are no longer working for the company or are working reduced hours.
• Information on your availability for seeking work.

Things to watch out for online
Be careful when making your online claim. When you create your personal identification number (PIN), do not use a simple password -never use your address or some other obvious set of letters or numbers for your PIN. Be aware of email scams that seek to steal your personal information. Your state employment office will never send you an email requesting information such as your Social Security number, direct payment card number, or personal identification number. If you have reason to believe your account has been compromised, notify your state unemployment office immediately.

Only you, the claimant, are authorized to use the unemployment insurance system. Authorizing or enabling another person to use the system may be considered fraud on the part of the claimant. You stand to lose your benefits if you let another person to use your PIN or submit a fraudulent claim for benefits.

Once you have submitted your online claim, you will receive a confirmation page for you to print and keep for your records. You will also receive a confirmation email if you provided your email address. Within five working days you should receive a Wage Transcript and Initial Determination by mail, which tell you if you are eligible and what benefits you are entitled to. If you are denied unemployment benefits, you may appeal. Your state employment agency website will have information about how to appeal.

Online unemployment information
Each state or US territory has its own employment division and corresponding website. Every one of these state specific employment sites include an area in which to file a claim online, as well as providing the ability to apply over the phone or in person.

Performance Measurement, Operational and Financial Performance

Empirically, most strategy research studies employ the construct of business performance to examine a variety of strategy content and process issues (Ginsberg and Venkatraman, 1985). This second article in the series concerns the use of financial and operational performance; through the summarization of two seminal papers written by Venkatraman and Ramanujam (1986) and Kaplan and Norton (1992).

Venkatraman and Ramanujam (1986) study consider as an important document for the theoretical discussion regarding the evaluation of the measurement of business performance. One of the key issues addressed by this study is the attempt to delineate the performance concept. More specifically, whether business performance should be differentiated from the overall discussion on organizational effectiveness. The view taken by Venkatraman and Ramanujam (1986) was that business performance, which reflects the perspective of strategic management, is a subset of the overall concept of organizational effectiveness. The narrowest conception of business performance centers on the use of simple outcome based financial indicators that are assumed to reflect the fulfillment of the economic goals of the firm. Venkatraman and Ramanujam (1986) refer to this concept as financial performance. Financial performance measurement is a multi-dimensional one. Sample of financial measures, group into dimensions can be presented as follow: Profitability - return on investment (ROI), earning before interest and tax (EBIT), gross profit margins. Growth - market share growth, Sales Growth. Efficiency - return on sales (ROS), return on equity (ROE). Analyses made by using single financial measure or several measures relating to only one dimension may lead to misleading conclusions. According to Venkatraman and Ramanujam (1986) a border conceptualization of business performance would include emphasis on measures of operational performance, which consists of those key parameters which may lead to an improvement in financial performance. Venkatraman and Ramanujam (1986) note that it would be logical to treat operational performance measures such as market-share, new product introduction, product quality, marketing effectiveness, manufacturing value-added, within the domain of business performance.

Kaplan and Norton (1992) have presented another seminal paper regarding the measurement of business performance. Its name, "The Balanced Scorecard - measures that drive performance" could suggest for the way they approach the issue. According to the writers, since there is increasing need, both for large and small businesses, to master a variety of capabilities in different fields, the traditional measures of financial performance gives inadequate, or in some cases inaccurate, perspective for the status of the business and its ability to keep improving. The balanced scorecard tries to overcome these difficulties through the completion of financial measures, which reflect for actions that already have been taken, with those of operational performance measures, which consists of parameters that may drive the forthcoming financial performance. Operational measures according to the balanced scorecard constructed from three dimensions - How do customers see us? (Customer perspective), What must we excel at? (Internal perspective), Can we continue to improve and create value? (Innovation and learning perspective).

How Standby Letter of Credit Is Useful for Financial Funding and What Is It?

A standby letter of credit is a Promise of payment issued by a bank on behalf of a client will receive payment upon the presentation of described documents in the event the buyer fails to pay the beneficiary according to the terms of the contract. It mostly used in national construction projects and in international commerce. The buyer in this gives instructions for making the document.

The format of letter of credit under a Standby letter can also be beneficial for payment on a deal. When reclaimed, the letter pay costs a broker and also the letter can be beneficial in a land development work to make sure that the permitted people investment will be assembled. The corporations to a Letter credit are generally a recipient who is to earn the money, the issuing bank of whom the applier is a client and the advising bank of whom the recipient is a client.

The key thing to remember with the standby letter of credit is bank it deals only in documents or goods and does not comprise them in the assurance and bond between two groups immediately. The only anxiety of issuing the bank is the circumstances and terms of the letter. There are numerous banks that are capable of providing this letter.

The Categories of standby Letter of credit:-

• A performance Standby: - This category of letter maintains accountability except paying money, comprises of the advantage of loss happens from a fails to pay of the applicant in completing the fundamental deal.




• An advance payment Standby: - This category of letter maintains the commitment of early payment done by the recipient to the supplier.




• A bid bond or tender-bond standby: - This letter maintains the commitment of the contender to accomplish a contract if the contender is rewarded a bid.




• A Counter standby: - This supports the emergence of an independent replacement by the recipient of the contradict replacement.




• A Financial Standby: - This maintains the duty to pay the amount, inclusive of any tool pointing a duty to pay the rented amount.




• A direct Pay: - This substitute maintains payment when due of a primary duty especially in relation with financial substitute without access to an offense.




• An Insurance Standby: - This maintains a protection responsibility of the contenders.




• A commercial standby: - This maintains the responsibility of a contender to pay for services and goods in the occurrence of no expense by other modes.

In relation to other types of letter of credit, the standby letter of credit is more profitable for commercial. This kind of letter uses original bill and documents of shipping in order to earn amount for the retail from a buyer to seller. The standby letter of Credit is comparatively new to the international commerce world and consequently it is officially new as well.

If we have proper knowledge of the Standby Letter of Credit, the profit - making protection compared to no expense is the most significant one.

Computer Degrees Online Available for You

Computer degrees online allow students to acquire a solid education on any computer related course from a reputable college or university, offering online computer program, without actually attending school. It is a distant learning that harnesses the student's knowledge and skills in any computer field.

Online computer degrees provide students with the required talent to enter into a rapidly growing industry with a well-paid profession. As technology advances, the need for computer experts continues to increase. Employment opportunities will exponentially grow in this field as technology and computer use becomes more relevant to the modern life.

Anyone interested in acquiring an online computer degree can choose from any of these courses available in online computer programs of most colleges and universities.

Computer science degree

Computer science degree online will give the students the edge in terms of employment and career advancement in today's fast-paced marketplace. This profession offers a lucrative paying job with a starting salary of over $ 50,000.00, and still increasing as demand for the profession continues to grow.

Computer science is described as the study of theoretical foundations of information and computing. The students also learn practical techniques for their implementation and application in systems.

Software engineering degree

A software engineering degree online can land you a six-figure salary job once you graduate and get certified. Although, this degree is admittedly one of the most difficult Information Technology programs because its coursework consistors of intricate mathematical principles.

Software engineering is the application of engineering to software. It involves the design and development of faster, affordable and easy to maintain software.

Computer networking degree

Computer networking degree online is an off-campus opportunity for individuals to learn and maintain secure network infrastructures. Usual subjects for a computer networking program includes study of hardware devices, including routers, switches and bridges and their problem areas; wireless devices, networking security and security protocols; computer applications and software like sharing files and shared applications; working with various operating systems and programming tools and languages; and designing, modifying and upgrading to more complex systems.

Computer information systems degree

This field is among the fastest and highest paying professions in Information Technology. Individuals can get online computer information systems degree from many reputable universities offering distant learning opportunities.

The program involves designing and developing information-based systems critical for operations and management.

Web design degree

Many now rely on the internet to provide almost everything they need: from getting news to providing information, from doing business to paying bills. Virtually, almost everything is accessible and can be done with a click of button. Because of the convenient use of the internet, more and more people are turning towards worldwide web for business or even their day-to-day needs. This phenomenon has resulted in the surge of websites to cater the growing public demand, thus making web design a very profitable profession. Web designers can easily secure a good paying job whether in a company or working freelance. What's great about it is that an online web design decree is available for everyone with access to computer and internet and with some spare time to the study the course at their own space. Visit websites of colleges and universities to learn about their requirements.

Game design degree

Game design can be said to be in its early stage of rapid growth. The opportunities for development are vast and wide, and this can be observed in the increasing market needs for new and exciting gaming software. Too, the industry is constantly in need of expert game designers, and professionals in this field have very well-paid jobs. Get an online web design degree from well regarded universities to have that extra edge. At any rate, a web design degree can get a solid employment.

Computer programming degree

Programming is a critical phase of software development. It involves creating source codes that will determine how software works. In simple term, programming can be understood as the detailed instructions that tell computers what to do. As a vital part of computer engineering, computer programming is regarded as a highly intricate process that requires excellent skills and expertise in the field. That is why this profession is among the most in demand and well paid position. Major universities offer online computer programming degree, which can be completed at the student's convenience.

CAD degree

Most high-quality presentations now require Computer Aided Designs or CAD. It is the use of a variety of computer-based tools to assist engineers, architects and other design professionals produce well structured real or virtual objects. CAD software allows objects to be designed in two dimensional or three dimensional space. Online CAD degree programs or online CAD degree courses may be offered through schools like ITT Tech and Penn Foster.

If you are planning to enroll in any of the computer lessons online be sure to study its requirements, and determine whether the specific field suits your interest. Any of these courses can provide good employment opportunities.

How Video Games Can Affect the Brain

Video games are very popular among children of all the ages. And, due to our tech pace world, it is continuing to grow even more. Children and even the adults find video games as their mode of entertainment. They play these games whenever they are getting bored or want to take a short break from their work and studies.

These games try to change the mind and mood of individuals and they feel much relaxed than before. Due to its ever-growing demand, scientists have researched to find out the effects of video games on human brains.

Video games and changes in brain

It has been found out that gaming can cause changes in many regions of the brain. Studies show some structural changes in the brain due to video games and also several changes in brain functionality and behavior.

1. Increase attention

We need focus and attention while playing a game otherwise, we will lose it. Therefore, video games have resulted in improving several types of attention in human beings, including selective attention and sustained attention. Furthermore, attention seeking regions of the brain are more efficient in gamers when compared with non-gamers, and they need less activation to stay focused on various tasks.

2. Size of the brain

Playing video games has also shown to increase the size and competence of the parts of the brain that are responsible for visuospatial skills (ability to identify visual and spatial relationships among objects). With long-term gamers who have followed a game training plan, their right hippocampus has been enlarged.

3. Gaming addicts

When talking about gaming addicts, there are some structural and functional alterations in the neural reward system (a group of structures associated with feeling pleasure, motivation, and learning). When we expose these video game addicts to any game-related signals or signs, it causes cravings and also monitors their brain's responses.

4. Help boost your memory

Brain training games even help in boosting the formations of memories of an individual. Moreover, it also helps in improving the two other significant cognitive areas, working memory and sustained attention. These skills are maintained for 6 months after the completion of training.

5. Declining in brain-related diseases

When we talk about the diseases, each and every person wants a disease-free life. What if, it can be done with the help of a video game?

Yes, strategy-based games, have shown to promote an improvement in brain functioning among older adults and may provide some protection against Alzheimer's disease and dementia. Also, a little brain training can help to reverse some of the age-related brain decline.

Overall, these games prove out to be valuable as it is a stress buster, improves brain functioning, cures diseases, besides being a source of entertainment. But, there is always a second side of a coin. Here, spending too much time playing the video game can be harmful for children as well as adults. Talking about the children, it can hamper their studies while weakening their eyesight as these games are played on a screen. And, adults can hamper their work while playing the games at offices.

Hence, do play a little to rejuvenate yourselves, but too much of anything can be dangerous.